Monday, April 13, 2020

Across Unknown Borders Essays - Allegory, Allegory Of The Cave

Across Unknown Borders Essays - Allegory, Allegory Of The Cave Across Unknown Borders " W e can easily forgive a child who is afraid of the dark; the real tragedy of life is when men are afraid of the light." -Plato North Koreans know of nothing other than their strenuous lives under a tyrannical dictator with barely enough food to get them through the day . Most North Koreans go their entire live s unaware of the outside world, though there are some who still find out about it . Once someone becomes aware that there is a life outside the prison of North Korea, one must then make the crucial decision of whether or not they want to try and escape living under a corrupt government , even though they risk being thrown into a brutal labor camp . Yeonmi Park, author of In Order to Live: A North Korean Girl's Journey to Freedom , disregarded the risks due to necessity when she and her mother crossed over the Tumen River and into China. Although not all situations are the same, attempting to escape North Korea is ultimately worth the risk of severe punishme nt threatened by the government because the risk of being caught is wor th the reward of being free . Plato's Allegory of the Cave examines the transition between naive captivity and freedom in the outside world. The prisoners are perpetually stuck in a cave ; chained to benches, unable to turn around for their entire lives . The only thing these people are able to se e are shadows on the wall in front them due to a "great bonfire" (Gerber) lit behind them, as well a different group of people standing between the fi re and the group of people. The second group of people serve as "puppeteers " (Gerber) , and create different shadows, which project onto the wall in front of the chained group. Those shadows are the only experience with the outside world the chained group have in their entire life. Due to the fact that this is the only visual experience these people have ever encountered, it is also how their "society" builds. If someone can figure out what the shadows represent quickly, they are considered more "elite" than the others or and if someone "judge [s] poorly or take [s] a long time to recognize the shad ows " (Gerber) , they are considered on the lower level of the social hierarchy. In North Korea, the people are metaphorically born chained to a bench a nd shadows are all they can see (Lee) . The bench is to North Korea as the shadows are to communist propaganda: North Koreans are stuck in their country, unable to leave and the only life they know is that of. Being able to tell what the shadows are quickly represents dedication to Kim Jong-Un and the North Korean dictatorship, while not being able to see what they represent, or not being able to tell quickly, represents those who are not completely brainwashed and have doubts about the tyrannical government of North Korea. Now, imagine that one of the prisoners finds out about the world behind him . He will do anything he can to escape, even though he knows no thing other than the cave wall (Gerbe r). The thirst for freedom is and will always be much stronger than the subconscious desire to follow the "rules" that people have lived by their entire lives. Just as the prisoners must escape their chains, North Koreans must escape their prison of a country. In June of 1950 , North Korea first invaded South Korea in what later became known as the Korean War. The Korean War was a major factor that lead to the downfall of the economy and ultimately the starvation of a vast number of Koreans. Kim Il-Sung, the dictator at the time, wanted to start a war with South Korea because he wanted to be the dictator of Korea as an entirety. Kim Il-Sung sent his troops deep into South Korea and "invaded SouthKoreawith the intention of reunif ying the nation under communism " (Axlerod Par. 3 ) , but around 1953, both countries stopped fighting and signed a peace treaty. They then

Wednesday, March 11, 2020

Beware of These 26 Worst College Majors

Beware of These 26 Worst College Majors SAT / ACT Prep Online Guides and Tips One of the biggest decisions you’ll have to make while you’re in college (or even before you begin) is what you’ll want to major in.When you choose a major, you might primarily think about your academic interests or long-term career goals. But perhaps you’re concerned about more practical matters, like employment and earnings opportunities. If you want to scope out majors that will make it more difficult for you to be professionally successful in the long run, you’ve come to the right place. Here, I’ll lay out what makes a major â€Å"bad† before listing the worst college majors in a variety of categories (like worst paying majors, majors with the highest unemployment rates, and lowest value majors). Keep in mind, however, that these can still be great subjects to study. Already majoring in one of the subjects on this list or planning to in the future? Don’t worry - that doesn’t mean you’re doomed to professional failure. At the end, I’ll list tips and strategies for success if you’ve decided to pursue one of the majors on these lists. Let’s get started! What Makes a Major â€Å"Bad?† There's no such thing as an objectively bad major - you should study whatever topic you choose. But in the context of this article, I’m defining the "worst" college majors as onesthat may make it more difficult for you to: Find employment post-graduation (based onaverage unemployment rates) Make a good living (based on average salary) Both find a job AND find a job that pays well There are a lot of reasons why a particular major might make it more difficult for a graduate to find a relatively well-paying job quickly. You’ll want to do your own research on majors that you’re interested in, but here are some possible explanations for why a major may end up on one of our â€Å"worst† lists: Competition in an industry is particularly high, making it harder for recent grads to break into the field. There isn’t a lot of demand for a particular professional with that major, which drives down salaries. A bachelor’s degree may not be enough to gain success in the field. Students may need to pursue a graduate degree in order to find gainful employment. Jobs in a particular field may be found mostly in the public sector. Public sector jobs tend to pay less than private sector jobs. These majors can still be great areas of study and lead to fulfilling careers; they are just, on average, less lucrative ones. Majors With the Worst Employment Rates The following majors are the ones that may make it most difficult for you to find a job after graduation, especially in your field. These majors are correlated with higher-than-average unemployment rates based on a recent report out of Georgetown University. Here are some recent, important figures for reference: Unemployment rates for high school graduates, aged 18-24: 18.9% Unemployment rate for graduates with bachelor’s degrees, aged 18-24: 6.7% *Source: National Center for Education Statistics, 2014 You’ll notice that the unemployment rates listed below are much lower than 18.9%, which is the unemployment rate for people without a college degree. They are, however, higher than the average unemployment rate for young people with bachelor’s degrees (6.7%). I’ve also included unemployment for â€Å"experienced graduates† of these majors - you’ll notice that unemployment rates drop as people age and gain more professional experience. We can’t tell, however, whether these people are working in the particular field they majored in at school. On this list, recent college grads are defined as individuals with bachelor’s degrees aged 22-26. Experienced college grads are defined as individuals with bachelor’s degrees aged 35-54. The most recent data is from 20-2012, which is a few years ago now, but given how long this sort of research can take it’s the best information we currently have. These majors may lead to increased job search timelines, which means more stress and less money in your pocket. International Business Unemployment for recent college grads: 12.3% Unemployment for experienced college grads: Not enough information available Computer and Information Systems Unemployment for recent college grads: 12.1% Unemployment for experienced college grads: 4.3% Anthropology and Archaeology Unemployment for recent college grads: 10.9% Unemployment for experienced college grads: 7.1% Political Science Government Unemployment for recent college grads: 10.9% Unemployment for experienced college grads: 5.8% Architecture Unemployment for recent college grads: 10.3% Unemployment for experienced college grads: 7.3% Philosophy and Religious Studies Unemployment for recent college grads: 10.3% Unemployment for experienced college grads: 6.4% Fine Arts Unemployment for recent college grads: 10.2% Unemployment for experienced college grads: 6.5% Commercial Art and Graphic Design Unemployment for recent college grads: 9.9% Unemployment for experienced college grads: 6.8% Economics Unemployment for recent college grads: 9.8% Unemployment for experienced college grads: 4.4% Psychology Unemployment for recent college grads: 9.3% Unemployment for experienced college grads: 6.3% Worst Paying Majors If your primary concern when choosing a major is earning potential, you might want to stay away from the ones on the following list. They’re correlated with particularly low earnings for â€Å"experienced† grads (aged 25-59) according to that same Georgetown report. Median earnings are more helpful than average earnings because averages are easily skewed by very high or very low outliers. Keep in mind that the most recent information from this report is from 20-2012, so salaries are probably slightly higher now. For reference, the average graduate with a bachelor’s degree makes $45,478 right out of college. The average adult with a bachelor’s degree regardless of age makes about $59,124. You may want to avoid the following majors if this empty wallet makes you sadder than it would the average person. Fine Arts Median earnings for recent grads: $28,000 Median earnings for experienced grads: $52,000 Drama and Theater Arts Median earnings for recent grads: $28,000 Median earnings for experienced grads: $52,000 Anthropology and Archaeology Median earnings for recent grads: $29,000 Median earnings for experienced grads: $57,000 Physical Fitness, Parks, Recreation, and Leisure Median earnings for recent grads: $30,000 Median earnings for experienced grads: $53,000 Social Work Median earnings for recent grads: $31,000 Median earnings for experienced grads: $44,000 Family and Consumer Sciences Median earnings for recent grads: $31,000 Median earnings for experienced grads: $47,000 Music Median earnings for recent grads: $31,000 Median earnings for experienced grads: $52,000 Psychology Median earnings for recent grads: $31,000 Median earnings for experienced grads: $53,000 Philosophy and Religious Studies Median earnings for recent grads: $31,000 Median earnings for experienced grads: $56,000 Film, Video, and Photographic Arts Median earnings for recent grads: $31,000 Median earnings for experienced grads: $56,000 Chemistry Median earnings for recent grads: $31,000 Median earnings for experienced grads: $73,000 Lowest Value Majors In this category, I used information from that Georgetown Report to consider the lowest value majors. These are majors that are associated with both high rates of unemployment AND low salaries - that is, they’re the majors that showed up on both of the lists above. Here, you can check out unemployment and median earnings for both recent and more experienced grads for the lowest value majors. Anthropology and Archaeology Unemployment for recent grads (22-26 years old): 10.9% Median earnings for recent grads: $29,000 Unemployment for experienced grads (30-54 years old): 7.1% Median earnings for experienced grads: $57,000 Philosophy and Religious Studies Unemployment for recent grads (22-26 years old): 10.3% Median earnings for recent grads: $31,000 Unemployment for experienced grads (30-54 years old): 6.4% Median earnings for experienced grads: $56,000 Fine Arts Unemployment for recent grads (22-26 years old): 10.2% Median earnings for recent grads: $28,000 Unemployment for experienced grads (30-54 years old): 6.5% Median earnings for experienced grads: $52,000 Philosophy and Religious Studies Unemployment for recent grads (22-26 years old): 10.3% Median earnings for recent grads: $31,000 Unemployment for experienced grads (30-54 years old): 6.4% Median earnings for experienced grads: $56,000 Psychology Unemployment for recent grads (22-26 years old): 9.3% Median earnings for recent grads: $31,000 Unemployment for experienced grads (30-54 years old): 6.3% Median earnings for experienced grads: $53,000 Are You Doomed If You’ve Chosen One of the WorstMajors? The short answer: no. There are a lot of reasons you can be successful even if you’ve chosen a major that’s associated with low salary, high unemployment, or both. Many students prioritize personal and academic interests over high future salaries, and that’s 100% OK (as long as you’re well-informed and realistic about your employment prospects). Still concerned? Here are a few reasons why you shouldn’t be too worried about choosing a â€Å"bad† major. Don’t abandon ship until you’ve read the rest of this post. You Don’t Have to Pursue a Career That’s Directly Related to Your Major Some of the majors listed above are fairly flexible or broad in scope (like psychology or philosophy). If you’re concerned about getting a job or making enough money after you graduate, you should know it’s possible to switch gears and look for entry-level employment that isn’t directly related to your major. Many employers will view your past employment history as more important that your college major, especially as you get older. You may have to spend more time working your way up the ranks from an entry-level position, but that’s super common with recent college grads anyways. You Can Pursue Graduate Degrees in Your Field A graduate degree may lead to an increase in salary and a decrease in the chance you’ll stay unemployed. Some BA degrees won’t get you anywhere in a particular field without a graduate degree (e.g. you can do next to nothing in psychology without at least a master’s). This won’t apply to every major, but you may want to look into whether a graduate degree (either an MA or a PhD) is all but required for a job in a particular field. Graduate degrees can be expensive and costly, but they can really pay off in the long run with better employment prospects and higher salaries (again, though, it’s important to do your own research on this). Alternatively, you may be able to pursue a graduate degree in a new field, especially if your undergraduate major is one of the more flexible options. 4 Tips If You’re Studying One of the Worst College Majors If you’ve chosen one of these majors (and will be sticking with it), there are a few important things you can do to make sure you don’t end up unemployed or underpaid. Know What You Can Expect to Make If you have a specific career in mind, you can look at websites like payscale.com or salary.com for more info on average earnings. If you’re happy (or unhappy) with these prospects, this will give you an idea of whether you should stay the course or pivot to another career path. Speak With Other Graduates in Your Major Are they working in the same field, or are they doing something different? Are they happy with what they’re earning? Was it difficult to find a job? Keep in mind that any information you get is is anecdotal evidence, so take it with a grain of salt. Meet With a Career Counselor You can often schedule a meeting with a counselor through your school’s career center. They can speak with you more about possible career options based on your major, interests, and strengths. They may also have more info about job growth and earning potential. Finally, career counselors may have contacts in your field in case you wanted to connect with grads in your major - this could turn out to be a great resource. Have a Career Plan Coming up with a solid plan means asking yourself a ton of questions about what you want, including: Do you want to stay in your field and look for jobs directly related to your major, or do you want to branch out? Can you start getting entry-level experience now so that you’ll be better prepared to enter the workforce after you graduate? Would it pay off to look into graduate degree programs? Would a graduate degree make you significantly more valuable as an employee? As your answers to these questions shift (or not) over time, you can amend your plans and goals so that your professional career ends up where you want it to. Coming up with a plan - even if you have to scrap it a few times - is never a bad idea. Wrapping Up The way I defined â€Å"worst† at the beginning of this article was pretty narrow. If your primary concerns are job availability and/or salary, the majors listed here may not be the best fit for you. However, that doesn’t mean that these majors should be avoided at all costs and under all circumstances, and it doesn’t mean you can’t be successful if you’ve chosen one of these majors. It does mean that you should think carefully and critically about your career prospects, especially if you’re interested in choosing one of these majors. To be frank, however, everyone should be doing this if they want to be optimally successful with their degree, no matter how â€Å"good† of a major they’ve chosen. What’s Next? Still stressed about selecting a college major? Only you can figure out which major is best for you, but we may have some information to make the decision a bit easier. Learn about how to choose a major for your college application, and then check out our post on the average college GPA by major. If you’re thinking longer-term about your career prospects, you might be interested in learning about job shadowing - it’s a great way to test out a particular profession to see if it may be a good fit. Want to improve your SAT score by 160 points or your ACT score by 4 points?We've written a guide for each test about the top 5 strategies you must be using to have a shot at improving your score. Download it for free now:

Monday, February 24, 2020

An Enquiry into The Efficiency of Celebrity Endorsement As A Marketing Dissertation

An Enquiry into The Efficiency of Celebrity Endorsement As A Marketing Communication Strategy In Modern Day Society - Dissertation Example Consumers are bombarded with advertisements featuring popular celebrities from various fields, thus exposing them to thousands of attractive images and voices – be it in print i.e. magazines, newspapers, billboards, or websites or through other audio-visual media such as radio and television. The use of celebrities for advertising has existed historically, but the trend has caught momentum and the use of celebrities for endorsing brands has increased substantially over the recent decades and is known to have a substantial and positive impact on a companies’ profitability (Erdogan, 2001). According to Shimp (2000) one out of four commercials on television on American television features a celebrity. The main aim of brands is to attract the attention of their prospective consumers and communicate information about their products to their target audience, by highlighting various attributes of their brand and associating the same with a popular celebrity. This paper aims to analyze, and understand the effectiveness of the use of celebrities for brand endorsements as a marketing strategy. ... Figure 1: Royal Cocoa Advertisement, 1884 Although the use of celebrities was relatively less as compared to that witnessed in present times (Kaikati, 1987), as celebrities in those days were vary of associating with a brand and risking their credibility in the process. The late 1970s saw a sharp rise in the trend, where celebrities began to consent to associate with certain brands (Thompson, 1978). With the expansion of film industry and a simultaneous growth in the television sector, the number of celebrities rose substantially, and the avenues for advertisements too increased manifold, as the marketers now had an access to a wider variety of celebrities to choose from. The trend was similar in most of the countries across the globe. In UK for instance, according to a report published in a magazine (Marketing, 1996) the brands which featured celebrities as their key endorsers were quick to grab national headlines and gain instant popularity. The success of use of celebrities as bra nd ambassadors could be established from the fact that the amount offered to them crossed over one billion dollars. Such an offer was made mostly to athletes, owing to their fame and popularity among the consumers. Celebrity Endorsers: Meaning, Relevance and Significance It is common knowledge now, that most of the retail advertisements today feature celebrities (White et al., 2009). The term celebrity endorser includes all popular people from various fields such as films, sports, or artists and who have achieved significant success in their respective fields (James, 2004). According to McCracken (1989) the term celebrity endorser can be defined as "any individual who enjoys

Friday, February 7, 2020

Macronutrient Intake Research Paper Example | Topics and Well Written Essays - 1000 words

Macronutrient Intake - Research Paper Example Types of fats consumed included saturated, monounsaturated and polyunsaturated fats. In addition, the patient supplemented daily fat requirement with linoleic acid, cholesterol and Omega 3 fats. Based on the daily nutrient reports, it is apparent that the patient’s daily intake of proteins and carbohydrates surpassed predetermined targets. The patient took 67g and 47g of protein on the first and third day respectively. In this case, daily protein intake exceeded target quantity, which lies at 46g. With respect to carbohydrates, the nutritional assessment project set a daily target of 130g, representing approximately 45-65% of total calories. Records indicate that the patient consumed carbohydrates in excess of daily requirements, thus supplementing daily calorie intake with an average of 52% starch. Despite the patient maintaining protein and carbohydrate intake within the target limits, fat intake for the assessment period indicates a slight imbalance in the different types o f fats. Targeted intake of alpha linoleic acid is 1.1g per day. However, the patient consumed only 0.1g of the same linoleic acid on the first day. Therefore, fat intake for that day falls under the clinically required levels. From a theoretical perspective, each of the three macronutrients plays a significant role in providing energy requirements of the body. Clinically, imbalanced intake macronutrient components results in disturbed body functions (Janos and Berdanier 45). Therefore, fat intake for that day falls under the clinically.

Wednesday, January 29, 2020

Video games good or bad Essay Example for Free

Video games good or bad Essay Are Video Games Good For You, by Steven Berlin Johnson a author and writer of numerous magazine articles. Johnson has stirred academia and parents alike by professing that video games have a place in education. Johnsons views on video games are so out of the mainstream most people dismissed his assertions without much thought. His ideas seemed to find traction though when he wrote his book on the subject advocating a controversial view point video games are good for you. Johnson makes a simple claim that video games can be beneficial. Is it possible the biggest distracter of teenagers and college students in America, could actually be doing some good? There are numerous studies on video game play and the amount of time people spend on them, especially our youth. Many previous studies do not reflect Johnsons view point. So, are video games educational, or just another distraction to traditional education and parents? Johnson argues that video games not only attract kids through sex and violence. He claims people are drawn to the structure and sense of adventure. Johnson contends that certain parts of the brain are stimulated that actually make you crave conquest. Johnson claims that video games are so complicated, filled with problem solving and realistic scenarios that they must be doing something positive. He asserts that television has some of the same characteristics as video games. The most debased forms of mass diversion video games and violent television dramas and juvenile sitcoms turn out to be nutritional after all, Johnson writes. They offer an increasingly rigorous cognitive workout. Whats more, the mental skills they hone are just as important as the ones exercised by reading books.(pp. 381-394 ). Johnson continues throughout his article to bring scientific data to light on the subject, but it does not convince this writer that video games are good for you. Johnson does not take all the blame on that data because there really isnt much available on the subject. Johnson tries to take liberty with IQ scores on the rise over the last few years but that is a stretch in his attempt link it to video game play. Johnson ignores any data that conflicts with his position, such as better education techniques or more access to information through the use of the internet. Inquiring deeper in the area of study, there seems to be quite a bit of data that Johnson doesnt mention in his article. Studies reveal that there is a great deal of harm caused by extended video game play. Links have been made to aggressive behavior and even physical altercations to video game play. Parents have nothing but complaints about video games. Most parents want their children to play the traditional way, outside. Parents also have a hard time getting children to do anything else when a video game takes over. Johnson himself backs away from his own argument when he makes statements like dont stop reading books or do not depend on video games for your entire education. Johnson has caused me to explore the idea that video games are more than just a distraction, but in the end they are not best way to educate our children-they are a distraction. References Johnson, S. (2012) Why Games Are Good For You, From Inquiry to Academic Writing, pp. 481-494Ã'Ž

Tuesday, January 21, 2020

Ballad of Birmingham :: Ballad of Birmingham Essays

Ballad of Birmingham In the poem Ballad of Birmingham, by Dudley Randall, written in 1969, Mr. Randall uses of irony to describes the events of the mothers decision, and also her concern for the welfare of her darling little child. It seems odd that this child would even know what a freedom march is, but this would be considered normal back in the early 1960's, when Mr. Martin Luther King Jr. had rallies and freedom marches to free the African American people from discrimination and segregation (Hunter 6). It also seems very ironic that the young child is acting like an adult in this particular situation (Hunter 12). I think the mother would be the one who would want to got to the march to free her people, not the child. In the poem "Ballad of Birmingham", by Dudley Randall, written in 1969, Mr. Randall uses tone and irony to describe the events of the mothers decisions, and as well as her concern for her child's well being. In the first stanza irony is used in order to make reading the poem more interesting. The situation in this first stanza is also very important. The little child is in a desperate situation and wants to help better the lives of the African Americans. Randall also focuses on specific culture here. The speaker is allowing the reader to make a mental picture of one specific march in Birmingham (Hunter 17). But, you know as well as I, that with peace marches and rallies comes violence and hostility. This is exactly what the little girls mother is afraid of, this is why she will not let her go to the march. It also seems weird that her mother is so sure that going to church, instead of going to the march, will be the best thing for her. (Hunter 19-20). Typically, a church is to be a very safe and sacred place where no-one would imagine a bombing or any other type of violence to happen. What is ironic about this is that going to church turns out to be the worst place for her to be (Hunter 21). Something else that strikes me funny is that her mother dresses her in her daughter in her best clothes to go to church with her. What is ironic here is that she ended up wearing them to her funeral instead (Hunter 26). There is also a shift in dialogue here in the fifth stanza(Hunter 27). Here the narrator starts to take over. The narrator's tone shows the reader the pride and

Monday, January 13, 2020

Blue Shield Health Insurance Essay

The Blue Cross and Blue Shield Association (BCBSA) serves independent local Blue Cross and Blue Shield companies as its trade association. The BCBSA is one of the nation’s oldest and biggest health benefits company, widely recognized in the health insurance industry, given its 800 strong employee strength, across 39 companies in Chicago and Washington D. C. BCBSA companies together cover about 98 million people or about every one in three Americans. The reach and spread of the BCBSA is really immense covering all 50 states and the District of Columbia, in contract with over 90% of the hospitals and 80% of physicians. The products serviced by BCBSA covers individuals to small and large employers, ensuring coverage to all citizens. Through its several unprecedented and innovative schemes, Blue Cross and Blue Shield Association tries to bring healthcare insurance to all people providing hope and security to everyone. The Blue Cross and Blue Shield Association is an insurance provider covering healthcare for more than 98 millions, nearly one in three Americans. Healthcare insurance is a must for everyone. It is necessary to keep the economy going and growing because once the people are covered under some healthcare insurance, their medical needs are adequately taken care of, which makes their productivity go up because better health obviously results in better work performance. If the concept of insurance were not Blue Cross and Blue Shield 3 there, then every individual would have had to save a huge amount of money as reserve to cover some unforeseen or unexpected calamities. Healthcare is one aspect which can never be compromised. With the mounting medical expenses, people without a healthcare insurance can just not afford to avail proper preventive and therapeutic treatment. With the cost of medical services growing by leaps and bounds, healthcare insurance is imperative for one and all. Healthcare insurance company also stands to benefit because when they are likely to pay more in claims than what they get in premiums, a hike in the premium is anticipated. Under the employer-sponsored healthcare insurance, the employer spends roughly five times more than what the employee contributes. But the increasing medical costs have a great impact on the employers who have to pay out huge sums as premiums for their employees. From 1998 to 2003, there was a national increase of 42% in individual premiums after adjustments made with regard to inflation. With the increase in medical costs, employees are forced to contribute a sizable amount towards their coverage, so they opt to stay away from the job-based health insurance plans. The employers depend more on part-time and contract workers who are often not eligible for coverage. So fewer people access employer-paid healthcare insurance. The job instability too contributes in the steady increase of the number of uninsured people. And then there are some firms, which do not provide health insurance to their employees. With the shooting medical expenses, it is difficult for people to go for healthcare coverage, as the premiums are high. This leaves them uninsured, which again has drastic effects affecting Blue Cross and Blue Shield 4 both the people and the company. So, healthcare insurance has now become something that people can neither do with nor do without it. To combat this scenario, Blue Cross and Blue Shield Association brings various new schemes taking into consideration the needs of every individual. With no insurance and with the exorbitant medical expenses, the health care of the people is greatly compromised. They go in for lesser preventive care with the result diseases get out of hand before they are diagnosed, and even when diagnosed, the treatment costs are so huge that the therapeutic care is compromised. With no insurance, people are expected to pay up-front for the medical services and so they defer medical care except when it is life threatening. This also affects the government because it has to cater to the medical needs of the uninsured, which has a terrible impact on the economy because the expenses of the emergency department is much higher than in the outpatient clinics, and the conditions are often those that could have been averted or postponed with preventive care. Proper health insurance package is the icing on the cake. The medical expenses are so much that healthcare insurance acts as a major deciding factor when people seek jobs. With the ever-increasing medical expenses, every individual has to be insured medically so that they can avail the needed healthcare. But with the increased insurance premiums, the number of uninsured people is on the high. Furthermore, insurances have too many exclusions like certain drugs not being covered, certain Blue Cross and Blue Shield 5 procedures not being covered and the like, which again discourages people from being insured, which is detrimental to the citizens as well as the country at large. Even with insurance, the prospects of the people losing their jobs and thereby their insurances is there. There definitely have to be changes in the system so that every individual could be worked into the health insurance plan. The view of Blue Cross and Blue Shield Association president and CEO Scott P Serota testifies this â€Å"With such divergent political ideologies, it is unprecedented for these groups to have a joint agreement. Helping the millions of Americans who do not have health insurance is an issue that needs to transcend politics and partisanship, and that is why we worked together to give Congress a starting point that we can all support. † The 2005 data shows that one in seven American was uninsured thus depriving them of basic healthcare. The Institute of Medicine has that approximately 18,000 die every year of diseases that could have either been treated or prevented had they had health coverage. Lack of insurance prevents people leading a quality life, and it also brings down their productivity because of their recurrent ailments. The first annual National Walk @ Lunch Day to be held on Wednesday, April 18, 2007, by BCBSA (Blue Cross and Blue Shield Association) will definitely bring about an awareness among people about the need for an active lifestyle, which obviously would usher in better health. Unlike the usual health insurance companies, Blue cross and Blues Shield Association design innovative schemes to match the diversified requirement of the market. It does a Blue Cross Blue shield 6 lot of activity to keep the competition at bay. Even though profit making is the main objective in any organization, Blue cross and Blues Shield Association takes care that it does not become the sole objective. A paradigm shift in this regard is obvious by the mere existence of CareFirst, the non profit health care company which provides health insurance products and administrative services. In the current scenario where the number of uninsured people is on the rise, Blue cross and Blues Shield Association has to be applauded for its efforts in trying to bring the maximum people under the healthcare insurance cover. REFERENCES www. nchc. org www. bcbs. com www. money. cnn. com